"To the human mind, uncertainty represents the fear of the unknown, which is irrationally confused with the probability of disaster, hence Risk. "

Sanjeev Pandiya


As a self-taught behavioral economist, I’ve always been fascinated by the underlying motivations and mental models that drive human behavior, particularly the evolutionary roots of our irrational tendencies. So I decided to turn my passion into a vocation, and now I’m on a mission to spread the word about the transformative power of applying behavioral economics to our economic, social, and personal lives.

My approach involves working closely with targeted communities, such as SMEs and professionals like doctors and engineers, to help them develop the core skill of thinking, with investing as a small but important application. By addressing the root causes of irrational decision-making, I’m able to effect profound changes in behavior, with consistently spectacular results.

One of my most successful programs is the Doctor Mentoring Program (DMP), which helps doctors shift their focus away from maximizing medical income and towards harnessing investment income. By building reputation and trust with the communities they serve, doctors are able to monetize their newfound financial stability in ways they never thought possible.

Similarly, I’ve helped many SMEs and mid-corporates discover the hidden potential of their idle cash, money float, debt capacity, and structured finance. By treating these resources as a “bank” and creating cash flows out of nothing, companies are able to meet important cost obligations, such as interest and debt repayment, and avoid severe underperformance.

Personal info

We have a program designed specifically for doctors who want to improve their financial understanding of the world and create alternate streams of income. In this program, we offer teaching and coaching sessions to help doctors better understand their finances and how to make smart financial decisions.

We start by helping doctors identify and understand their current financial situation, including their income, expenses, and debt. From there, we work with them to develop a personalized financial plan that takes into account their unique goals and circumstances.

Sanjeev Pandiya

Work Experience

Apr 2021 – Current

Founder and CEO

Lancers Impex (P) Ltd.

We are a company that leverages our deep understanding of human behavior to create sophisticated models for analyzing stocks and predicting market trends. By combining the latest insights from behavioral economics and finance, we have developed a unique approach to trading that consistently delivers high levels of accuracy and success.

Our team of experts includes behavioral economists, data scientists, and seasoned traders, who work together to create and refine our proprietary trading models. Using advanced algorithms and machine learning techniques, we are able to process vast amounts of data and identify subtle patterns in market behavior that others may overlook.

The result is a trading strategy that is highly precise, adaptable, and consistently profitable. With an impeccable track record in trading, we have established ourselves as a leader in the industry and a trusted partner for investors who want to maximize their returns while minimizing risk.

At the heart of our success is a deep commitment to understanding human behavior and using this knowledge to create innovative solutions that deliver real value to our clients.

Life Long Pursuit

Beyond Achievements 

Writing, Public Speaking, Teaching, and Mentoring


Over the years, I’ve had the privilege of sharing my knowledge and expertise with a wide range of audiences, from investors and business leaders to students and interns.

As a public speaker, I’ve delivered rewarding talks at various investor summits, sharing my insights on emerging trends, investment strategies, and industry best practices. I’ve always enjoyed the opportunity to connect with audiences and inspire them to think creatively and strategically.

My writing has also been an important part of my professional journey. I’ve contributed numerous articles to prestigious media houses like Value Research, Wealth Insight and Financial Express.

As an educator, I’ve had the privilege of teaching at [name of big institution for management studies], where I’ve taught hundreds of students on various management subjects, such as behavioural economics, corporate and strategic finance, and business strategy. I’ve also been invited to speak at various management conferences, sharing my expertise with fellow educators and professionals.

Beyond my professional work, one of the principals I’ve learnt in life is that being other-focused is the best way to relationships. That’s why I’ve started a mentoring circle for interns from diverse backgrounds, providing guidance, support, and resources to help them succeed in their careers. It’s been a rewarding experience to watch these young professionals grow and develop over time. I’m always looking for youngsters with a dream.

Overall, I’m a multifaceted professional with a proven track record of success in public speaking, writing, teaching, and mentoring. My passion for sharing knowledge and empowering others is what drives me forward, and I’m excited to see where my journey will take me next.

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As a participant in the Dr Mentoring Program (DMP) four years ago, I can say with confidence that the program has been instrumental in shaping my approach towards managing operating cash flow and developing strategies for becoming a successful doctor entrepreneur.

Under the guidance of Mr. Sanjeev Pandiya, a seasoned ex-CFO of many listed companies like SRF, Jindal Steel, and Haulonix, the program provided us with invaluable insights into the financial aspects of running a medical practice. From understanding the basics of accounting and financial statements to learning about cash flow management, the program covered all the essential concepts required to successfully run a medical practice.

Moreover, Mr. Pandiya’s expertise and guidance helped us develop a strategic mindset to approach our profession as entrepreneurs. We were taught how to think outside the box and innovate to create unique offerings and build a brand that sets us apart from the competition.

Overall, I can confidently say that the DMP has had a profound impact on my professional growth as a doctor entrepreneur. The program’s emphasis on financial management and strategic thinking has equipped me with the tools to build a successful and sustainable medical practice. I would highly recommend this program to any doctor looking to enhance their entrepreneurial skills and take their practice to the next level.


Dr Yatin Shinde

Career Guru

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